Your privacy is important to us at Vestopia ("Vestopia" or the "Company"). Our online
privacy policy ("Privacy Policy") describes the types of information we gather from
those persons visiting the Internet Web site www.vestopia.com (the "Site") and how
we use that information. By accessing this Site, you agree to be bound by the Privacy
Policy. If you do not agree to the terms of this Privacy Policy, please do not use
this Site.
When you either access or subscribe to our Site, you will be required to review and
accept the Privacy Policy. Each time you use the Site, the current version of the
Privacy Policy will apply. Accordingly, when you use the Site, you should check
the date of this Policy (which appears at the top) and review any changes since
the last version. If we amend the Privacy Policy you will be required to confirm
receipt of the amendment the first time you log in following the adoption of the
amendment, and once a year you will be required to confirm receipt of an annual
notice of the Privacy Policy even if we do not amend the Privacy Policy.
This notice describes our privacy practices regarding information about our customers
and former customers.
1. Use of Information Collected by Us
Vestopia may collect two types of information from users of our Site: "personally
identifiable information" (such as name, e-mail address, mailing address, phone
number, credit or debit card number, etc.) and "aggregate information" (such as
age, gender, services purchased, frequency of visits to the Site, search terms entered,
Site pages most frequently accessed, IP address, browser type, etc.)
We use all of this information in an effort to improve your experience on the Site
and to communicate with you about services, products, and promotions. We may also
use all of this information to make offers to you, to help us target specific services
to you, to help us develop and improve our Site and tailor our Site to your interests,
and to be paid for your subscription to the Site.
2. Collection of Personally Identifiable Information
Vestopia only collects personally identifiable information that is voluntarily provided
by users of the Site when users register as members on the Site ("registered members").
For example, when you register on the Site, you may be required to provide personally
identifiable information such as your name, e-mail address, mailing address, phone
number, credit or debit card number, etc.
3. Collection of Aggregate information
Vestopia also collects aggregate information, which is non-personally identifiable/anonymous
information about you, such as such as age, gender, services purchased, frequency
of visits to the Site, search terms entered, Site pages most frequently accessed,
IP address, browser type, etc.. Aggregate Information is used in a collective manner,
and no single person can be identified by that compiled information.
4. Sharing, Selling, and Trading Personally Identifiable Information Collected Online
with Third Parties
Vestopia may share all of the personally identifiable information collected about
you with third party service providers, such as a credit card processing company
to bill you for services you have purchased. These third party service providers
are not authorized to retain, share, store or use personally identifiable information
for any other purposes.
We may also share, rent, sell or disclosure all of the personally identifiable information
we collect about you with our affiliates, and financial institutions with whom we
have joint marketing agreements. Finally, we may share, rent, sell or disclose all
of the personally identifiable information we collect as otherwise permitted or
required by law. For example, we may share or transfer personal information to unrelated
third parties: (i) to comply with a legal requirement, judicial proceeding, court
order, or legal process served on Vestopia, (ii) to investigate a possible crime,
such as fraud or identity theft; (iii) in connection with the sale, purchase, merger,
reorganization, liquidation or dissolution of Vestopia; or (iv) when we believe
it is appropriate to do so to protect the rights, property, or safety of Vestopia
or other persons.
You may opt out, that is direct us not to share your personally identifiable information,
in some circumstances. Your opt out choices are reflected on this page below.
The information posted on the Site and available to you as a subscriber concerns
investment information. There are significant Federal and state laws regulating
securities and investment activities in the United States, and you should consult
with your own counsel regarding the use of the information on this Site under such
laws other than for personal investment research. The terms of your subscription
do not authorize you to use the information on this Site for any purpose other than
personal investment decisions by you for your own account. We reserve the right
to cooperate with government agencies and other securities regulatory authorities
responsible for the enforcement of laws and regulations regarding securities and
other investments.
5. Sharing, Selling and Trading Aggregate Information Collected Online With Third
Parties
We may sell, share or trade compiled aggregate information with third parties. As
stated earlier, no single person can be identified by such aggregate information.
6. Blogs
On the Site, we provide message boards and blogs for registered members to post
comments and messages for others to read. We may collect technical information about
your post, such as the IP address from which you posted, and associate this information
with your messages. Even if messages are deleted, we may retain copies and attendant
information indefinitely. Also note that any personal information you include in
the body of your message will be available to the public so it is important for
you to exercise discretion and appropriate caution when deciding to reveal personal
information in these areas. We may use the content of blogs and message board content
for advertising, promotional or similar activities.
7. Use of Cookies/Pixel Tags
Cookies are pieces of information which websites transfer to your computer's web
browser for storage on your computer's hard drive. Vestopia uses cookies to measure
activity on our Site, which allows us to improve navigation throughout our Site.
In addition, cookies on the Site may contain information (such as an unique user
ID), which tracks the pages of the Site you have visited. This information allows
us to make updates to enhance your experience. Parts of the Site will not function
if you do not have cookies enabled. You can set your browser to refuse cookies,
or to alert you when cookies are being sent. If you turn off cookies or refuse them,
though, you will not be able to use every portion of our Site.
A pixel tag, also known as a clear GIF or web beacon, is an invisible tag placed
on certain pages of our Site but not on your computer. When you access these pages,
pixel tags generate a generic notice of that visit. They usually work in conjunction
with cookies, registering when a particular computer visits a particular page. If
you turn off cookies the pixel tag will simply detect an anonymous website visit.
8. Children and Privacy
Our Site is not directed to children and we will never request personally identifiable
information from anyone whom we know to be under the age of 18 without verifiable
parental consent. If we become aware that a user is under the age of 18 and has
registered without prior verifiable parental consent, we will remove his or her
personally identifiable registration information from our files.
9. Security
The security of your personal information is important to us and Vestopia is committed
to handling your customer information carefully. We restrict access to your personally
identifiable information to employees who need to know that information in order
to provide products or services to you. We maintain physical, electronic and procedural
safeguards that comply with federal standards to guard your personally identifiable
information. We use secure socket layer ("SSL") technology to protect the security
of your online subscription order information and we encrypt your credit card number
when it is sent over the Internet. In addition, we make reasonable efforts to follow
generally accepted industry standards to protect the personally identifiable information
submitted to us, both during transmission and once we receive it. No method of transmission
over the Internet, or method of electronic storage, is 100% secure, however. Therefore,
while we strive to use commercially acceptable means to protect your personally
identifiable information, we cannot guarantee its absolute security. IN NO EVENT
WILL VESTOPIA OR ITS AFFILIATES OR ANY PARTY INVOLVED IN CREATING, PRODUCING OR
DELIVERING THIS SITE BE LIABLE IN ANY MANNER WHATSOEVER FOR ANY INCIDENTAL, CONSEQUENTIAL,
INDIRECT, SPECIAL OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS, USE OR INABILITY
TO USE THIS SITE, OR IN CONNECTION WITH ANY FAILURE OR PERFORMANCE, ERROR, OMISSION,
INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE
OR SYSTEM FAILURE (INCLUDING LOSS PROFITS, LOSS OF BUSINESS OR DATA, BUSINESS INTERRUPTION,
AND DAMAGES THAT RESULT FROM INACCURACY OF THE INFORMATION OR INCONVENIENCE, DELAY,
OR LOSS OF THE USE OF THE SITE). THE FOREGOING LIMITATIONS APPLY WHETHER THE ALLEGED
LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE STRICT LIABILITY OR ANY OTHER BASIS,
EVEN IF VESTOPIA OR ITS AFFILIATES OR ANY OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY
OF SUCH DAMAGES.
10. Links to Other Websites
This Site may contain links to websites operated by other people or companies. Those
websites may have their own privacy policy or no privacy policy at all. Vestopia
does not have any responsibility for those websites, and we provide the links solely
for the convenience of our visitors.
11. Business Transfers
In the event that Vestopia sells substantially all of its assets, or one of Vestopia's
business units are acquired, personally identifiable information of visitors to
the Site and aggregate information will likely be one of the transferred assets.
12. Changes to this Policy
Vestopia reserves the right to update or modify this Policy, at any time and without
prior notice, by posting the revised version of this Policy on our Site.
13. Corrections/Information Removal/Opt-Out
If your name, e-mail or postal address, telephone number or other personally identifiable
information changes, you may update, correct or omit the relevant information by
making the change(s) at the portion of the Site labeled My Account or by contacting
us at info@Vestopia.com.
If you prefer not to receive marketing e-mails from Vestopia, please let us know
by (a) sending us an e-mail at unsubscribe@Vestopia.com, (b) by clicking on the
unsubscribe link within any marketing e-mail you receive from us or (c) by unselecting
the subscribe box on your profile page. If you prefer not to receive marketing mail
via the mail carrier, please let us know by sending a request to Vestopia, Inc.,
3723 Haven Avenue, Menlo Park, California 94025. Please be sure to include
in any e-mail or postal mail, your full name, e-mail address, postal address, and
any message. Please note that such requests may take up to ten (10) days to become
effective.
If you do not wish to have personal information collected at our Sites shared with
our affiliates or third-party organizations (unaffiliated with Vestopia)
for marketing or promotional purposes, you can have your name placed on a "do-not-share"
list (in which case, such personal information will not be shared with our affiliates
for marketing purposes or with third parties unrelated to Vestopia) by sending a
request to: Vestopia, Inc., 3723 Haven Avenue, Menlo Park, California 94025.
In addition, you may call us to become part of the "do-not-share" list at 650-331-7359
When State law is more protective of individuals than federal privacy law, we will
protect your personally identifiable information in accordance with state law.
14. Contact Us
If you have questions regarding this Privacy Policy or the information collection
and dissemination practices of this Site, please contact us at:
E-mail: info@Vestopia.com
Phone: 650-331-7359
Mail: 3723 Haven Avenue, Menlo Park, California 94025